Medicaid and Long Term Care
Why We Fail To Plan for Long-Term Care
Most Americans do not know, or refuse to accept, the facts surrounding their potential need for long-term care and the costs associated with it. This was reconfirmed recently in a telephone survey of 1,735 Americans over the age of 40, funded by the SCAN Foundation and conducted by the Associated Press (AP) – NORC Center for Public Affairs Research (“survey”)1. This survey highlights many of the misconceptions Americans have about long-term care, including: the potential that a loved one may need some sort of long-term care within the next five (5) years; lack of knowledge of the positive impact …
The Affordable Care Act: How It Impacts Our Senior Population
Since its passage in 2010, the Affordable Care Act has been the subject of many heated debates and a cause for some confusion among most of the population. In order to assist you in serving your senior clientele, this issue of the ElderCounselorTM will attempt to shed some light on how the law affects the elderly. No doubt, there will continue to be debates over healthcare reform. Regardless, the law of the land is the ACA. Its far-reaching changes have already begun and will continue in the years to come. Here is how it impacts …
An Overview of the Defense of Marriage Act Ruling
The U.S. Supreme Court delivered a historic decision in U.S. v. Windsor that could have far-reaching effects on seniors, persons with disabilities, and veterans who are married to, or plan to marry, a person of the same gender. This edition of the ElderCounselor™ will provide an overview of the decision and how it may affect Medicaid recipients in a same-sex marriage.
Overview of U.S. v. Windsor:
An historical decision by the U.S. Supreme Court came down on June 26, 2013, declaring unconstitutional a portion of the Federal law commonly known as the Defense of Marriage Act (“DOMA”). In this case, Edith Windsor, …
An Overview of Long Term Care Planning Options
One of the greatest concerns for the elderly we serve and their families is that of long term care planning. Two-thirds of seniors will need care at some point in their life and many have not planned for this likelihood. It is an emotional and unpleasant topic to broach, but helping those we serve to plan ahead empowers them. This issue of the ElderCounselor™ newsletter will focus on information necessary to assist elderly in making decisions that will likely eventually affect them and their loved ones.
Plan Ahead
According to the Centers for Disease …